Can an iPhone 13 Use Apple Pay?
Like all iPhone models since the iPhone 6 series, the iPhone 13 can use Apple Pay at stores that accept it and that have compatible payment terminals. To use Apple Pay on the iPhone 13, you need to have:
A debit or credit from a bank that supports Apple Pay. Set up Apple Pay with your debit or credit card. Set up Face ID on your iPhone 13. Signed in to iCloud on your iPhone.
How Do I Use Apple Pay on My iPhone 13?
If you’ve met all of the requirements from the previous section and are ready to start using Apple Pay on iPhone 13, follow these steps:
How to Set Up Apple Pay on iPhone 13
Need to set up Apple Pay on iPhone 13? Follow these steps:
How Does Apple Pay Work on iPhone 13?
Apple Pay works using a combination of Near-Field Communications (NFC) for wirelessly transmitting data. and Apple software and services. Apple Pay is more secure than just a debit or credit card because it never gives your actual card number to the merchant you’re paying. Instead, Apple Pay creates a one-time, disposable card number for each transaction. Apple knows both the one-time card number and your actual card number. When money needs to be sent from your account to the merchant, it is sent through Apple’s servers—where the one-time and real card numbers are matched to each other to complete the transaction while maintaining your privacy—and then to the merchant. The last step in the process—sending the data from your phone to the merchant’s payment terminal—is done using NFC, a short-range wireless networking technology used for payments and device tracking.
