“Allows you to insure up to 10 lines at one time.” Best Budget: Square Trade at squaretrade.com “You pay for coverage, not per device, so you don’t have to update your plan every time you get a new phone.” Best for Families: AT&T at att.com “Offers great coverage options at an affordable price.” Best for Samsung Devices: Samsung Premium Care at Samsung “All repairs are serviced with original Samsung parts by licensed technicians.” Best for Apple Devices: AppleCare+ at apple.com “Any new iPhone comes standard with one year of warranty, but you can extend it for up to two years by purchasing AppleCare+.” Best for Repairs: Sprint at sprint.com “You can get same-day service if you come to one of more than 450 Sprint stores for the repairs.” While some service providers like AT&T, Verizon, and Sprint are on this list, other insurance plans can cover your device from third parties that may be better suited to your needs. For example, a clumsy iPhone user might be better protected with AppleCare+ at Apple. However, if theft is the top concern, AppleCare+ may not be the best option as it is harder to take out a theft claim than a damage claim. Make sure to think about what your top priority is then review our best cell phone insurance plans below. It is possible to get same-day repairs for most issues, or next-day repair or replacement for others. You also get identity protection as an additional feature. AT&T also has reliable customer service—the tech team can assist you anytime if you need help troubleshooting a problem or an issue. AppleCare+ covers up to two damage claims, but you are on the hook for loss or theft. Those issues are covered separately, and it’s a little risky: you will need to have Find My Phone enabled at the time your device is lost or stolen, or your loss won’t be covered. For repairs, AppleCare+ requires that you head to an authorized retailer or Apple store or mail in your phone. Our writers spent 7 hours researching the most popular cell phone insurance on the market. Before making their final recommendations, they considered 12 different insurance providers overall, read over 50 user reviews (both positive and negative), and tested 1 of the providers themselves. All of this research adds up to recommendations you can trust.
